We know that each client has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention.
Leverage your property's equity for new investments or to enhance existing ones.
Access funds swiftly to purchase and renovate, maximizing your investment returns.
Financing for builders and investors, whether starting new projects or investing in land.
Catering to immediate construction plans our Land Purchase Loans provide the capital needed to acquire undeveloped land.
Innovative solutions for investors considering their primary residence as a part of their investment strategy.
Tailored for investors needing immediate financial support to bridge capital gaps, ensuring your projects progress smoothly.
Committed to giving you all the support and guidance you need.
Our Debt Service Coverage Ratio (DSCR) loans are perfect for investors looking to maximize their portfolio's earning potential. Whether you want to pull equity from a completed project for your next venture or seek to refinance an existing rental property for upgrades or repairs, these loans are calculated based on property cash flow rather than personal income, streamlining the approval process.
Tailored for investors with a keen eye for potential, our Fix and Flip Loans provide rapid access to capital for purchasing and renovating properties. This loan is ideal for turning underutilized or dilapidated properties into highly marketable and profitable assets, offering a quick turnaround on investment and enabling you to move swiftly to your next project. We will always fund 100% of the renovation budget.
Our New Construction Loans offer the foundation for success for those breaking new ground. These loans are specifically structured to support financing new development projects, covering costs from the initial ground-breaking to completion. With tailored disbursement schedules that align with your construction milestones, we ensure ongoing liquidity to keep your project moving forward.
Catering to both immediate construction plans and long-term investment strategies, our Land Purchase Loans provide the capital needed to acquire undeveloped land. Whether you're expanding your portfolio with land poised for future development or laying the groundwork for a new construction project, we offer financing solutions to secure your investment's future potential.
For real estate investors considering incorporating their primary residence into their investment strategy, our Owner-Occupied Non-QM Loans present a novel approach. These innovative financing solutions allow investors to leverage the equity in their primary residence, unlocking additional capital for investment opportunities without the constraints of traditional mortgage qualifications.
Explicitly designed for investors who work with 413 Mortgage Group as the first lien position of the actual project and find themselves short on capital during the initial purchasing phases of their project. Our Gap Funding solutions offer the immediate financial assistance to bridge these capital gaps. This ensures your projects remain on schedule and can reduce the cash to close amount of cash you will have to bring to a close by funding the closing cost and required down payment.
We see and know your potentional!
At 413 Mortgage Group, we turn your investment goals into reality through expert loan origination services tailored for real estate investors. Dive into the process designed to streamline your journey from concept to completion with personalized support every step of the way.
Reach out to 413 Mortgage Group for personalized guidance on your investment strategy and financial options.
Provide project details to craft your loan's preliminary terms, including leverage, rates, and cash needed to close.
Our team secures the best terms based on your project and financial profile.
Experience our efficient application process, which is designed for quick progress.
To ensure a smooth underwriting process with complete and accurate documentation.
Your loan moves to underwriting, where we work to clear any conditions for approval.
We aim for a smooth final review, ensuring all conditions are met for your loan's approval.
Celebrate as we finalize your investment loan, marking the start of your next project build.
Congratulations on Funding Your Next Project!
Do what people will not do today, so you can afford to do what people cannot afford to do tomorrow.
At 413 Mortgage Group, we don't just process loans; we build partnerships and celebrate milestones.
Contact us to kickstart your real estate investment journey. Our dedicated loan officers are ready to provide a personalized consultation, offering clarity on your financial options and crafting your bespoke pathway to real estate investing success.
Begin by completing our Non-QM Loan Questionnaire, detailing your project specifics. This pivotal step allows us to tailor preliminary terms, including leverage percentage, interest rate, and estimated cash to close, empowering you to make well-informed decisions.
We dive deep, researching and negotiating to secure the best preliminary terms for your investment. Our commitment lies in finding optimal conditions based on your financial profile and project specifics, ensuring maximum profitability for your venture.
Our loan application process is engineered for efficiency. With simplicity at its core, we set the stage for a seamless processing journey, bringing your investment one step closer to fruition.
Accuracy and transparency are key. We require all necessary documents to verify your application data, ensuring a smooth underwriting process and reinforcing the strength of your loan file.
Post-application and intent to proceed, we submit your file for underwriting. This crucial phase is where our expertise shines, working diligently to advance your loan to the final stages.
Achieving a 'Clear to Close' status is our goal, where any conditional requirements are addressed and resolved. Our team collaborates closely with underwriters to clear the path towards closing.
Celebrating Your Success! The moment has arrived – closing day. Prepared and informed, you'll finalize your investment loan. With all requirements met and funds secured, it's time to build, grow, and celebrate your newly funded project.
We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity
With 413 Mortgage Group, you're not navigating this process alone; you're equipped with knowledge and strategies to streamline the approval process.
Our commitment is to transition you into homeownership with clarity and confidence, making sure there are as few surprises along the way.