4:13 Mortgage Group's

Investment (Non-QM) Loan Process: 


To Build Your Real Estate Portfolio


Welcome to 4:13 Mortgage Group, where real estate investment ambitions become achievable realities. We specialize in loan origination for investors. We are here to navigate you through the intricacies of securing investment loans, ensuring a smooth, informed, and successful experience in the real estate investing arena. Let's embark on this journey together, step by step, towards your next profitable project.

Realize Your Dreams of
Real Estate Investment

We know that each client has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention.


How to Begin Unlocking Your Investing Potential 

We have the tools to help you get started and succeed.

The Investment Loan Process 

Made to be Simple to Fund Quick

So you can get back to what you do best... Investing and Building!

1. Contact 413 Mortgage for a Consultation:      

Reach out to 4:13 Mortgage Group for personalized guidance on your investment strategy and financial options.

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2. Complete Non-QM Loan Questionnaire:      

This is the information we need to create preliminary loan terms, including rates, leverage, and cash required for closing.

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3. We Negotiate Optimal  Preliminary Terms:           

Gather the Preliminary Terms: Our team secures the best terms based on your project details and financial profile.

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4. Complete Official      Loan Application:              

You can experience our efficient application process, which is designed for quick progress.

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5. Submit Requested Documents:

To ensure a smooth underwriting process with complete and accurate documentation.

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6. Underwriting and Approval:

Your loan moves to underwriting, where we work to clear any conditions for approval.

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7. Clear to Close (CTC) - Clear the Conditions:     

We aim for a smooth final review, ensuring all conditions are met for your loan's approval.

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8. Closing and Funding:   

Celebrate as we finalize your investment loan, marking the start of your next project build.

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Congratulations on Funding Your Next Project!

Do what people will not do today, so you can afford to do what people cannot afford to do tomorrow.

Detailed Investment (Non-QM) Loan Process Overview

At 413 Mortgage Group, we don't just process loans; we build partnerships and celebrate milestones.

Contact us to kickstart your real estate investment journey. Our dedicated loan officers are ready to provide a personalized consultation, offering clarity on your financial options and crafting your tailored pathway to real estate investing success.

Begin by completing our Non-QM Loan Questionnaire, detailing your project specifics. This pivotal step allows us to tailor preliminary terms, including leverage percentage, interest rate, and estimated cash to close, empowering you to make well-informed decisions.

We dive deep, researching and negotiating to secure the best preliminary terms for your investment. Our commitment lies in finding optimal conditions based on your financial profile and project specifics, ensuring maximum profitability for your venture.

Our loan application process is engineered for efficiency. With simplicity at its core, we set the stage for a seamless processing journey, bringing your investment one step closer to fruition.

Accuracy and transparency are key. We require all necessary documents to verify your application data, ensuring a smooth underwriting process and reinforcing the strength of your loan file.

Post-application and intent to proceed, we submit your file for underwriting. This crucial phase is where our expertise shines, working diligently to advance your loan to the final stages.

Achieving a 'Clear to Close' status is our goal, where any conditional requirements are addressed and resolved. Our team collaborates closely with underwriters to clear the path towards closing.

Celebrating Your Success! The moment has arrived – closing day. Prepared and informed, you'll finalize your investment loan. With all requirements met and funds secured, it's time to build, grow, and celebrate your newly funded project.

Embark on Your Investment Journey

Elevate your real estate portfolio with the strategic financing solutions from 413 Mortgage Group. Contact us today to explore how our Non-QM loans can support your investment aspirations and contribute to your long-term success
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See how Simple
it can be...

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Find the Right Mortgage Option for You!

With 413 Mortgage Group, you're not navigating this process alone; you're equipped with knowledge and strategies to streamline the approval process. 

Our commitment is to transition you into homeownership with clarity and confidence, making sure there are as few surprises along the way.