We know that each client has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and, best of all, quality service and individual attention.
Perfect for financing the purchase, development, or renovation of income-generating properties.
Tailored to support the specific needs of businesses that require new equipment or are starting or expanding a franchise.
Leverage your property's equity for new investments or to enhance existing ones.
Quick access to funds for purchasing and renovating properties, turning visions into profitable realities.
Tailored for investors needing immediate financial support to bridge capital gaps, ensuring your projects progress smoothly.
Innovative financing solutions to complete projects that will not qualify for traditional financing.
We are providing the capital needed to acquire undeveloped land for buy and hold or new purposes or development projects.
Specifically designed financing for new development or single lot projects supporting builders (and investors) from ground-breaking to completion. Financing for new builds and land purchases.
Innovative solutions for investors considering their primary residence as a part of their investment strategy
Committed to giving you all the support and guidance you need.
Designed to finance the purchase, development, or renovation of commercial properties. These properties can include but not limited to, office buildings, retail centers, industrial warehouses, multi-family residential buildings that generate income. These loans are typically used to acquire new property, expand existing properties, or refinance existing real estate debt under more favorable terms.
Specialized financial products designed to meet the needs of businesses requiring equipment purchases or looking to start or expand a franchise. Equipment loans help businesses finance machinery and other necessary equipment without paying the full cost upfront. Franchise loans are used to pay initial franchise fees, buy equipment, and cover startup costs.
Our Debt Service Coverage Ratio (DSCR) loans are perfect for investors looking to maximize their portfolio's earning potential. Whether you want to pull equity from a completed project for your next venture or seek to refinance an existing rental property for upgrades or repairs, these loans are calculated based on property cash flow rather than personal income, streamlining the approval process.
Tailored for investors with a keen eye for potential, our Fix and Flip Loans provide rapid access to capital for purchasing and renovating properties. This loan is ideal for turning underutilized or dilapidated properties into highly marketable and profitable assets, offering a quick turnaround on investment and enabling you to move swiftly to your next project. We will always fund 100% of the renovation budget.
Explicitly designed for investors who work with 413 Mortgage Group as the first lien position of the actual project and need more capital during the initial purchasing phases of their project. Our Gap Funding solutions offer immediate financial assistance to bridge these capital gaps. This ensures your projects remain on schedule and can reduce the cash to close amount of cash you will have to bring to a close by funding the closing cost and required down payment.
Catering to both immediate construction plans and long-term investment strategies, our Land Purchase Loans provide the capital needed to acquire undeveloped land. Whether you're expanding your portfolio with land poised for future development or laying the groundwork for a new construction project, we offer financing solutions to secure your investment's future potential.
Our New Construction Loans offer the foundation for success for those breaking new ground or building on a signle lot from the foundation-up. These loans are specifically structured to support financing new development projects op rebuilding on a single lot, covering costs from the initial ground-breaking to completion. With tailored disbursement schedules that align with your construction milestones, we ensure ongoing liquidity to keep your project moving forward.
For real estate investors considering incorporating their primary residence into their investment strategy, our Owner-Occupied Non-QM Loans present a novel approach. These innovative financing solutions allow investors to leverage the equity in their primary residence, unlocking additional capital for investment opportunities without the constraints of traditional mortgage qualifications.
We see and know your potentional!
At 4:13 Mortgage Group, we turn your investment goals into reality through expert loan origination services tailored for real estate investors. Dive into the process designed to streamline your journey from concept to completion with personalized support every step of the way.
We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity
With 413 Mortgage Group, you're not navigating this process alone; you're equipped with knowledge and strategies to streamline the approval process.
Our commitment is to transition you into homeownership with clarity and confidence, making sure there are as few surprises along the way.